In one sentence
The person or team sourcing and structuring a loan, from first borrower contact through commitment.
The longer version
Originators own the front of the deal: finding the opportunity, structuring terms, and getting to a commitment. They hand off to closers, and a clean handoff sets up a clean close.
Where the originator's structure and the closer's checklist diverge, deals slow down, which is why the term sheet and the request list should speak the same language.
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