Bank CRE lending, examiner-ready.
Banks lend against commercial real estate under OCC and FDIC scrutiny that expects complete, consistent, retrievable files. Prodeal makes examiner-ready the operating standard rather than a pre-exam scramble.
Trusted by leading Real Estate Teams
Exams sample for consistency
Examiners pull a set of files and test whether the same standard ran through all of them. Private checklists fail that test.
Documented exceptions
Loans above guideline need justification on the record, not in someone's memory.
The record is an exam artifact
From the day it is created, a bank's loan file is something an examiner will one day read.
Bank CRE lending, examiner-ready.
A bank closing stays consistent, documented, and retrievable.
01Open from your template
Every deal opens from the same template, so an exam that samples for consistency finds it.
02Every party works the list
Borrower, counsel, and title work one room, and the process stays on the record.
03Exceptions documented in place
A documented exception lives on the item it belongs to, not in a thread.
04The record is the exam artifact
Export the time-stamped record and the closing binder for the examiner.
See an exam-ready file build itself.
Book a demoConsistency exams can sample
Every deal runs from the same template, so the tenth file looks like the first.
Exceptions documented in place
A policy exception lives on its item with a status and a note, not in somebody's memory.
Appraisal independence, shown
Engagement and review flow on the record, exactly what examiners look for.
The exam artifact, built-in
The time-stamped record and binder export the day the examiner asks.
Questions lenders ask
- How does Prodeal help with bank exams?
- Standardized checklists give examiners the consistency their sampling tests for, and an exportable audit trail answers access and approval questions as a file.
- Can Prodeal handle documented policy exceptions?
- Exceptions live on the checklist with their supporting documentation attached, so the justification is part of the record rather than a separate memo to find later.
The next exam, already answered.
Bring one live deal to the walkthrough. The file the examiner wants assembles as you close.